The software possess a suggested over-limit prevention feature called Balance defense. So long as you opt in, Earnin sends a measure around one hundred dollars towards your bank-account whenever your harmony declines below $100. The level delivered will count toward your day-to-day and pay duration limitations. The attribute supplies a cushion if the membership has threat of getting overdrawn.
Balance Shield is provided for free for one-time practices. Once setting-up the feature, Earnin encourages that you shell out a tip if it is prompted. If you do not specify a tip, Balance Shield will shield you just onetime. Repeated usage of harmony defense demands a charge with a minimum of $1.50.
Additionally, you are able to join Balance guard notifications, which deliver force updates once your equilibrium declines below a specific amount.