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RICHMOND — A bill that bans the sort of online loans that hit Virginians with interest levels often surpassing 900% passed an integral hurdle that is first the General Assembly on Thursday.
It passed the homely house work and Commerce Committee 14-8. a bill that is similar sponsored by state Sen. Mamie Locke, D-Hampton, should come prior to the equivalent Senate committee later on this month.
The General Assembly has rejected efforts to chip away at the loopholes in existing rules and caps on interest rates — some of which translate to triple-digit interest rates for more than a decade.
Your house bill’s sponsor, Del. Lamont Bagby, D-Henrico, stated the measure would ensure 
reasonable treatment plan for borrowers and loan providers, and dismissed lobbyists’ arguments so it would run dry credit.
“Affordable re payments, equitable treatment plan for borrowers and loan providers, extensive usage of credit — and we won’t be back if this passes,” stated Jay Speer, executive manager of this Virginia Poverty Law Center, that has campaigned for decades for rules to safeguard borrowers from high-interest-rate tiny loans.
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